The calls originate from robocalls and telemarketing calls to a cell phone in violation of the do not call list and FTC regulation. Give the operator your fake business information and see how it spreads via email and phone. Once you get transferred to the specialist they will ask for your email and send you a loan application. I have never opened that application because who knows if it is a virus or not. You can find it online, too. Sometimes they will offer to fill out the application with you on the phone. They also request your last 3 months of bank statements. They want your ssn and lots of other data.
Reasons it is a scam:
1. You are told you qualify for the loan with a fake name and business.
2. They ask stupid questions like is your credit score good and have you filed bankruptcy? And take your word on your answer.
3. They do not answer questions about their business information, nor transfer you to a manager, and are quick to tell you off or hang up. Does that sound like customer service from a real bank?