Some MCA funders are easy to find, some are not.
David Allen is an owner who is extremely visible:
All funding agents seem to follow his model.
One thing that the funding agents have in common is are a shared source for leads. They pay lead generators to violate the TCPA on their behalf.
Much has been written about the legality of these lenders. In general they work within the bounds of the law and can mostly be labeled as predatory lenders.
Their marketing practices are dishonest and when questioned will hang up. They pay lead generators to make spoofed cold calls on their behalf and claim to know nothing about it.